NBKC 2021 Bank Mortgage Review


NBKC Bank is a Kansas-based mortgage lender. He is the originator of home loans in all 50 states.

  • Borrowers with fair credit may be eligible.
  • It offers a simple online application process.
  • Those who take out VA loans do not pay a lender fee.

  • The charges are not transparent.
  • Home equity loans are not available.

NBKC Bank offers several loan options, including:

  • 10-15, 20, 25 and 30 year fixed rate mortgages
  • Loans from the Federal Housing Administration
  • Loans from the Department of Veterans Affairs
  • 5/1 adjustable rate mortgages
  • Mortgage refinancing
  • FHA Streamline Refinance Loans
  • VA refinance loans

NBKC Bank does not offer:

  • Loans from the US Department of Agriculture
  • Jumbo loans
  • Cash-out refinancing
  • Home equity loans

NBKC Bank provides home loans in all 50 states. Borrowers must have at least a FICO credit score of 620 to be eligible for mortgage financing.

NBKC Bank charges loan origination fees for most borrowers, but these fees are waived for VA loans. VA loan borrowers also don’t pay any lender fees, sales charges, or processing fees.

Mortgage calculator

Is the house of your dreams close at hand? The US News Mortgage Calculator will show you how much home you can afford.

NBKC Bank has an A + rating with the Better Business Bureau and is BBB accredited. The Consumer Financial Protection Bureau did not receive any complaints regarding NBKC Bank in 2020.

Borrowers can receive an initial quote, be prequalified, and complete the full mortgage application process online. Borrowers are assigned a loan officer who can help answer questions and guide them through the mortgage process.

  • People with at least a FICO credit score of 620
  • People looking to buy or refinance VA loans
  • People looking for low down payment mortgage options


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